Asset Finance in Townsville

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Asset Finance for Life's Big Purchases

At One Lane Financial in Townsville, we understand that purchasing big-ticket items like cars, boats or caravans often requires financial flexibility. Our asset finance solutions are designed to help you access the funding you need without the stress of large upfront costs.

Whether you’re upgrading your lifestyle, improving convenience or pursuing a long-held dream, we work closely with you to find an option that aligns with your goals and budget.

With clear communication and tailored recommendations, we’ll simplify the process so you can focus on enjoying your new asset. Call us today on 0431 166 544 to explore your options.

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A New Car with Asset Finance

Drive the vehicle you need or desire with car finance options that cater to your budget and lifestyle, ensuring a smooth journey to ownership. Whether you need a reliable vehicle for work or a family car for everyday convenience, asset finance offers a practical way to secure the right car for your needs. With flexible repayment options, owning your dream vehicle has never been easier.

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Set Sail with A New Boat

Be your own captain with confidence using boat finance solutions designed to help you purchase or upgrade your vessel with ease. Turn your vision of life on the water into reality with tailored boat finance. Whether it’s for fishing trips, leisurely weekends, or exploring new horizons, we’ll help you find an option that fits your goals and budget.

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Make Waves with A New Jetski

Hit the water with tailored jetski finance, offering flexible options to make your leisure or sporting dreams a reality. Feel the thrill with jetski finance designed for fun and freedom on the water. Whether it’s for weekend adventures or adding excitement to your holidays, we’ll help you secure the right financial option for your next ride.

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Go Adventuring with A New Caravan

Embark on unforgettable road trips with caravan finance that suits your lifestyle. Whether it’s a family getaway or a journey across the country, we’ll help you fund your love for travel with ease. From exploring scenic routes to creating cherished memories on the road, we'll help guide you to a seamless path to ownership.

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Frequently Asked Questions

What is asset finance, and how does it work?
Asset finance is a type of loan used to purchase or lease assets like vehicles, equipment or machinery. Instead of paying the full cost upfront, you spread payments over an agreed term.

The asset often serves as collateral, reducing the risk for lenders and potentially offering lower interest rates. There are various types of asset finance, including chattel mortgages, hire purchases and finance leases, each with unique structures and benefits.

This financing option helps businesses and individuals manage cash flow while acquiring essential assets. Contact us if you'd like more information and tailored assistance.
What is the difference between secured and unsecured asset finance?
Secured asset finance requires collateral, such as the purchased asset itself, to secure the loan. This arrangement reduces the lender’s risk and usually results in lower interest rates. If the borrower defaults, the lender can repossess the collateral.

Unsecured asset finance, by contrast, doesn’t require collateral, relying instead on the borrower’s creditworthiness. These loans typically have higher interest rates and stricter eligibility criteria, making them suitable for those with strong financial profiles.

Give us a call if you'd like more information—One Lane Financial is here every step of the way.
Can I finance second-hand assets through asset finance?
Yes, many lenders offer financing options for second-hand assets, such as used vehicles or machinery. However, the asset’s age, condition and market value can affect the loan terms.

Lenders may have specific requirements, such as age limits for vehicles, or request additional inspections to assess the asset’s suitability as collateral. Financing second-hand assets can be a cost-effective solution, but it’s important to ensure the terms align with your needs and budget.

Get in touch with us for further information and more tailored advice—One Lane Financial is here to help.